BELLRINGER: Mr. B. is out for today. Mrs. Elder will be reading the INTRO to the new "TWO NEW PHONE CALLS" PROJECT. Please work on this today. I think that you could complete it before the end of class.

WORK DAY:

• A number of people did not complete the "CPS CALLED" PROJECT. I am going to be grading this over the weekend. If you do not have it finished by Sunday morning, you WILL receive a ZERO for this huge project.
• Work on the TWO NEW PHONE CALLS PROJECT.

DÍA DE TRABAJO: DOS NUEVAS LLAMADAS TELEFÓNICAS: Para estudiantes que prefieren trabajar en español: Aquí está la versión en español de esta tarea. Haz clic aquí para acceder al formulario.

BELLRINGER: By special request by absolutely everyone in both class, today there are no bellringers, no lectures, no stories, no "upfront information."

WORK DAY: Please work on the "CPS CALLED" PROJECT. I would like to see us finishing this today. Next class period at the latest.

DÍA DE TRABAJO: FINANZAS PERSONALES: Para estudiantes que prefieren trabajar en español: Aquí está la versión en español de esta tarea. Haz clic aquí para acceder al formulario.

BELLRINGER: Please complete the DAYCARE MEMES THINKING SHEET. I expect quality answers on this exercise!

WORK DAY: Please work on the "CPS CALLED" PROJECT.

Here is the list of all of the data you need to include in your LIFE BUDGET form, except for your food budget, which you have in your Google Drive.:

• INCOME DATA
• RENTING YOUR HOUSE DATA
• UTILITIES DATA
• MONTHLY EXPENSES DATA
• SIDE GIG/PART TIME JOB DATA
• TAX DATA
• FUN VACATION DATA
• CAR EXPENSES DATA
• CAR INSURANCE DATA
• LIFE, HEALTH AND DISABILITY INSURANCE DATA
• SAVINGS AND INVESTMENT DATA

DÍA DE TRABAJO: FINANZAS PERSONALES: Para estudiantes que prefieren trabajar en español: Aquí está la versión en español de esta tarea. Haz clic aquí para acceder al formulario.

BELLRINGER: We meet to discuss what is next in your budget journey.

WORK DAY: Please work on the "CPS CALLED" PROJECT.

Here is the list of all of the data you need to include in your LIFE BUDGET form, except for your food budget, which you have in your Google Drive.:

• INCOME DATA
• RENTING YOUR HOUSE DATA
• UTILITIES DATA
• MONTHLY EXPENSES DATA
• SIDE GIG/PART TIME JOB DATA
• TAX DATA
• FUN VACATION DATA
• CAR EXPENSES DATA
• CAR INSURANCE DATA
• LIFE, HEALTH AND DISABILITY INSURANCE DATA
• SAVINGS AND INVESTMENT DATA

DÍA DE TRABAJO: FINANZAS PERSONALES: Para estudiantes que prefieren trabajar en español: Aquí está la versión en español de esta tarea. Haz clic aquí para acceder al formulario.

BELLRINGER: We have a guest speaker today, Tabatha Chaput Jordan, an alum of Highland High School. She will help us to understand what life is actually like after Highland. I would like for you to reflect on the discussion, so please complete the REFLECTION- TABATHA'S JOURNEY.

Here is the list of all of the data you need to include in your LIFE BUDGET form, except for your food budget, which you have in your Google Drive.:

• INCOME DATA
• RENTING YOUR HOUSE DATA
• UTILITIES DATA
• MONTHLY EXPENSES DATA
• SIDE GIG/PART TIME JOB DATA
• TAX DATA
• FUN VACATION DATA
• CAR EXPENSES DATA
• CAR INSURANCE DATA
• LIFE, HEALTH AND DISABILITY INSURANCE DATA
• SAVINGS AND INVESTMENT DATA

BELLRINGER: Time for a little bit of fun and discussion for a change. No pressure, no grading, no notes, just Mr. B.'s survey about THE ECONOMICS OF DATING. If the class can manage to talk and ask questions on the topic for the ENTIRE CLASS PERIOD, Mr. B. will give EVERYONE 15 extra credit points.

By the way, all of the following need to be completed and submitted by 3:30 pm today or you will receive a PERMAZERO:

Send me a phone photo of your notes that you took in class today. This will be a 25 point assignment.

1. The 5000 DOLLAR WEDDING ASSIGNMENT..
2. THE FINANCIAL COMPATIBILITY QUESTIONNAIRE ASSIGNMENT.
3. The MONEY AND RELATIONSHIPS CASE STUDIES.
4. The RELATIONSHIP AND YOUR BUDGET ASSIGNMENT.

Here is the list of all of the data you need to include in your LIFE BUDGET form, except for your food budget, which you have in your Google Drive.:

• INCOME DATA
• RENTING YOUR HOUSE DATA
• UTILITIES DATA
• MONTHLY EXPENSES DATA
• SIDE GIG/PART TIME JOB DATA
• TAX DATA
• FUN VACATION DATA
• CAR EXPENSES DATA
• CAR INSURANCE DATA
• LIFE, HEALTH AND DISABILITY INSURANCE DATA
• SAVINGS AND INVESTMENT DATA

BELLRINGER: OK, so Mr. B. is going to be out today with some car issues. I wanted to review the following information in person with you, but you will need to do so on your own. Please review and TAKE NOTES regarding THE "M" WORD.

WORK FOR TODAY:

Today, please work on the following:

1. Send me a phone photo of your notes that you took in class today. This will be a 25 point assignment.
2. The 5000 DOLLAR WEDDING ASSIGNMENT..
3. THE FINANCIAL COMPATABILITY QUESTIONNAIRE ASSIGNMENT.

If you did not complete the assignments below from last class period, finish them today. As I was out sick yesterday, I have not had a chance to grade them yet, but absolutely will do so by MONDAY.

1. The MONEY AND RELATIONSHIPS CASE STUDIES.
2. The RELATIONSHIP AND YOUR BUDGET ASSIGNMENT.

Here is the list of all of the data you need to include in your LIFE BUDGET form, except for your food budget, which you have in your Google Drive.:

• INCOME DATA
• RENTING YOUR HOUSE DATA
• UTILITIES DATA
• MONTHLY EXPENSES DATA
• SIDE GIG/PART TIME JOB DATA
• TAX DATA
• FUN VACATION DATA
• CAR EXPENSES DATA
• CAR INSURANCE DATA
• LIFE, HEALTH AND DISABILITY INSURANCE DATA
• SAVINGS AND INVESTMENT DATA

BELLRINGER: Meet me at the big TIV, bring your notebook or at least pay close attention, this is important information. We need to discuss MONEY AND RELATIONSHIPS.

WORK FOR TODAY:

Today, please work on the following:

1. The MONEY AND RELATIONSHIPS CASE STUDIES.
2. The RELATIONSHIP AND YOUR BUDGET ASSIGNMENT.

Here is the list of all of the data you need to include in your LIFE BUDGET form, except for your food budget, which you have in your Google Drive.:

• INCOME DATA
• RENTING YOUR HOUSE DATA
• UTILITIES DATA
• MONTHLY EXPENSES DATA
• SIDE GIG/PART TIME JOB DATA
• TAX DATA
• FUN VACATION DATA
• CAR EXPENSES DATA
• CAR INSURANCE DATA
• LIFE, HEALTH AND DISABILITY INSURANCE DATA
• SAVINGS AND INVESTMENT DATA

BELLRINGER: Time for a MINI CASE STUDY. Please complete The DAVE RAMSEY MILLIONAIRE MINI CASE STUDY. These mini case studies will be worth 25 points each.

WORK FOR TODAY:

Today, please finish work on the following:

1. The DAVE RAMSEY MILLIONAIRE MINI CASE STUDY.
2. THE "FIVE YEARS IN THE FUTURE" LIFE BUDGET PROJECT.
• To complete the form above and get credit for your complete budget, you will need to OPEN AND CREATE THE NEW LIFE BUDGET SPREADSHEET. This is on Google Classroom, but opening it will create a spreadsheet file in your GOOGLE DRIVE. Edit this form there.
3. Complete the HIGHER EDUCATION FUNDING SIMULATION.

Here is the list of all of the data you need to include in your LIFE BUDGET form, except for your food budget, which you have in your Google Drive.:

• INCOME DATA
• RENTING YOUR HOUSE DATA
• UTILITIES DATA
• MONTHLY EXPENSES DATA
• SIDE GIG/PART TIME JOB DATA
• TAX DATA
• FUN VACATION DATA
• CAR EXPENSES DATA
• CAR INSURANCE DATA
• LIFE, HEALTH AND DISABILITY INSURANCE DATA
• SAVINGS AND INVESTMENT DATA

BELLRINGER: We review FINANCING HIGHER EDUCATION.

WORK FOR TODAY:

1. Today please finish work on THE "FIVE YEARS IN THE FUTURE" LIFE BUDGET PROJECT.
• To complete the form above and get credit for your complete budget, you will need to OPEN AND CREATE THE NEW LIFE BUDGET SPREADSHEET. This is on Google Classroom, but opening it will create a spreadsheet file in your GOOGLE DRIVE. Edit this form there.
2. Complete the HIGHER EDUCATION FUNDING SIMULATION.
   • (Here is a culinary school simulation that I ran this morning, if you want to see how this might work...)

Here is the list of all of the data you need to include in your LIFE BUDGET form, except for your food budget, which you have in your Google Drive.:

• INCOME DATA
• RENTING YOUR HOUSE DATA
• UTILITIES DATA
• MONTHLY EXPENSES DATA
• SIDE GIG/PART TIME JOB DATA
• TAX DATA
• FUN VACATION DATA
• CAR EXPENSES DATA
• CAR INSURANCE DATA
• LIFE, HEALTH AND DISABILITY INSURANCE DATA
• SAVINGS AND INVESTMENT DATA

BELLRINGER: We met as a class to discuss a couple of issues, including the new LIFE BUDGET PROJECT and the AI summary of my discussion with the class on 10/9.

WORK FOR TODAY: Today please work on THE "FIVE YEARS IN THE FUTURE" LIFE BUDGET PROJECT.

To complete the form above and get credit for your complete budget, you will need to OPEN AND CREATE THE NEW LIFE BUDGET SPREADSHEET. This is on Google Classroom, but opening it will create a spreadsheet file in your GOOGLE DRIVE. Edit this form there.

DO NOT SUBMIT THIS FORM UNTIL DECEMBER!

Like most people that sit down to create a household budget, you have some data to sift through. I know that this is a pain, but it is pretty typical of the experience. Here is the list of all of the data you need to include in your LIFE BUDGET form, except for your food budget, which you have in your Google Drive.:

• INCOME DATA
• RENTING YOUR HOUSE DATA
• UTILITIES DATA
• MONTHLY EXPENSES DATA
• SIDE GIG/PART TIME JOB DATA
• TAX DATA
• FUN VACATION DATA
• CAR EXPENSES DATA
• CAR INSURANCE DATA
• LIFE, HEALTH AND DISABILITY INSURANCE DATA
• SAVINGS AND INVESTMENT DATA

BELLRINGER: We met as a class to discuss our performance on our recent exam.

WORK FOR TODAY: Please make sure that you have completed THE INVESTMENT FANTASY LEAGUE- OPENING RESEARCH PROJECT before the end of class today. So far, only NINE students out of 40 have completed this form.

STUDENTS ARE BEING GIVEN A 100 PERCENT WORK DAY TODAY TO SUBMIT LATE WORK BEFORE THE END OF THE QUARTER THIS AFTERNOON. NO DISRUPTIONS, NO MUSIC, NO SLEEPING.

BELLRINGER: Time for our Test. For 5th Period, I have divided the test into two parts, one before lunch and one after. You will need to complete both parts to finish the exam:

• BEFORE LUNCH: The Credit, Insurance, Savings and Investment Exam, PART ONE.
• AFTER LUNCH: The Credit, Insurance, Savings and Investment Exam, PART TWO.

WORK FOR TODAY: Please make sure that you are ready for the Investment Fantasy League Draft next class period. So far, only FIVE students out of 40 have completed this form. Please take the time after the test to complete this form!

• THE INVESTMENT FANTASY LEAGUE- OPENING RESEARCH PROJECT. 25 points.

BELLRINGER:We review our upcoming INVESTMENT FANTASY LEAGUE rules and regulations. Please spend today completing THE INVESTMENT FANTASY LEAGUE- OPENING RESEARCH PROJECT.

WORK FOR TODAY: Please make sure that these assignments are both completed before you leave today. The Fantasy League Form will return to you as a reference for DRAFT DAY next week.

• THE SAVING AND INVESTING PROJECT. 25 points.
• THE INVESTMENT FANTASY LEAGUE- OPENING RESEARCH PROJECT. 25 points.
• Personal Finance: Credit, Insurance, Savings & Investing Test Study Guide.

Test will be next TUESDAY, FANTASY DRAFT NEXT THURSDAY.

BELLRINGER: I would like to go over EMERGENCY FUNDS, SAVING and INVESTING today.

WORK FOR TODAY: There is a list of assignments that need to be completed, including a new one regarding SAVING AND INVESTING. Here is your list. These need to be completed by the START of next class period or the grade will be a PERMAZERO:

• THE SAVING AND INVESTING PROJECT. 25 points.
• The Health, Life and Disability INSURANCE SIMULATION PROJECT- 25 points.
• MR. B.'S INSURANCE ISSUE THINKING SHEET. Also 25 points.
• I CAUSED A CAR ACCIDENT PROJECT. Also 25 points.

BELLRINGER: Meet me at the BIG TIV for another episode of "TILL DEBT DO US PART. This week, we review THE CASE OF THE JUGGLING ACT. Please answer the questions as we go.

WORK FOR TODAY: If you have not yet done so, please complete the Health, Life and Disability INSURANCE SIMULATION PROJECT- 25 points. In addition, MANY students have not yet bothered to complete the MR. B.'S INSURANCE ISSUE THINKING SHEET. I recommend that you do this ASAP.

BELLRINGER: Meet me at the BIG TIV for a discussion of TYPES OF INSURANCE.

WORK FOR TODAY:

• Please complete the INSURANCE BASICS CHALLENGE QUESTIONS- 25 points.
• Please complete the MR. B.'S INSURANCE ISSUE THINKING SHEET. 25 points.
• Let's SIMULATE some practical research! Please complete the Health, Life and Disability INSURANCE SIMULATION PROJECT- 25 points

BELLRINGER: Mr. B. reviews last class period's INSURANCE PROJECT. If you have not yet done so, please work on completing the CAR INSURANCE SIMULATION PROJECT.

Then, we work on the EMERGENCY FUND THINKING SHEET. I would like this to be completed today for 25 points.

We also have the new I CAUSED A CAR ACCIDENT PROJECT to work on today, as well. I want SOLID RESEARCH on this.

WORK FOR TODAY:

• Let's SIMULATE some practical research! Please complete the CAR INSURANCE SIMULATION PROJECT- 25 points
• Please complete the new I CAUSED A CAR ACCIDENT PROJECT- 25 points.
• If people are not working or if everyone appears to be done with all of the work above, we will start our review of TYPES OF INSURANCE.

BELLRINGER: Let's see what we know about INSURANCE. Please complete the INSURANCE BASICS THINKING SHEET.

Think of this as a pre-test. Haha.

WORK FOR TODAY: We review a really interesting and exciting topic! CAR INSURANCE. Wow! That will be FUN!

• And let's learn from people that are less fortunate the us. Please complete the LEARNING FROM CAR INSURANCE HORROR STORIES THINKING SHEET.
• Let's SIMULATE some practical research! Please complete the CAR INSURANCE SIMULATION PROJECT.

BELLRINGER: Mr. B. demonstrates what happens when a young adult doesn't pay their credit card bill. It isn't pretty. We review the FINANCIAL DIARY OF A YOUNG ADULT.

After we review the above information, we do a little bit of research by completing the PERSONAL FINANCE- 500 DOLLAR THINKING SHEET. As this is more of a research project than a Bellringer, it will be worth 25 points. You have 25 minutes to complete this. Be prepared to discuss this in class when you are done!

WORK FOR TODAY: In 5th Period, we finish our discussion about CREDIT.

There are a number of small assignments that go with this topic. Work on these below:

• Please complete the "CREDIT CARD QUESTIONS TO ASK" THINKING SHEET.
• Please complete the "I DID SOMETHING STUPID WITH MY CREDIT CARD" THINKING SHEET.
• THE CREDIT REPORT SELF-DIRECT INDEPENDENT PROJECT: You can undertake this exercise on your own, if you wish:

  You could and should access your personal credit report. To do this, click through to annualcreditreport.com, which is the only Federal Government authorized way to access your credit reports for free, once per year. This being the case, experts recommend using this site 3x per year. Once for your Experian report, once for your TransUnion report and once for your Equifax report, four months apart for each. A CURIOUS YOUNG ADULT SHOULD GO THROUGH THIS PROCESS EARLY ON IN THEIR LIFE, to see if there is anything on their credit report.

  A young adult could click on REQUEST YOUR FREE CREDIT REPORT. You will need to know your Social Security number and might need to know some personal information, as well. Young adults NEED to know what is in their report and what their report says about them. A smart consumer NEEDS to control this information!

BELLRINGER: None for today, please meet Mr. B. at the BIG TIV for a discussion of CREDIT.

WORK FOR TODAY: We learn about CREDIT. This is possibly THE MOST IMPORTANT THING you will learn in high school. Please TAKE NOTES.

When we are done, we look at a credit card to figure out the details. Please complete the "CREDIT CARD QUESTIONS TO ASK" THINKING SHEET.

BELLRINGER: Time for the Budget Basics Test- Housing, Utilities, Side Gigs, Taxes and Cars" NOW. Good luck! Please try to complete this test in the first 45 minutes of class.

We have a video and an assignment sheet to watch after the test- "LET'S MAKE A DEAL" ANALYSIS SHEET.

WORK FOR TODAY:

1- PERSONAL FINANCE LIFE STATUS SHEET FOR ALL STUDENTS.   This will be your starting point for the upcoming projects, all based on the form YOU completed on the first day of class. 

2- ZIP CODES:   See your particular move location and COST OF LIVING INDEX by reviewing the BIG MOVE ZIPCODE SPREADSHEET.

3- Here is the EXAM ONE STUDY GUIDE. Hopefully, you spent time reviewing this before class today!

Because a number of students have indicated that they did not enter their budget information on their LIFE BUDGET FORM and some are indicating that their budgets have not been saving after data entry, I am putting together a complete list of all of the data that you have given me regarding your budget. The tables are below. Use these, as needed, to retrieve your information for your final BUDGET PROJECT.

• INCOME DATA
• RENTING YOUR HOUSE DATA
• UTILITIES DATA
• MONTHLY EXPENSES DATA
• SIDE GIG/PART TIME JOB DATA
• TAX DATA
• FUN VACATION DATA
• CAR EXPENSES DATA

BELLRINGER: Mr. Burkhard does a quick demonstration of the NERDWALLET Car Financing Tool, especially showing how CREDIT SCORE effects car loan prices.

Also, here is the EXAM ONE STUDY GUIDE. Please spend time in class today reviewing this. If students are NOT studying for the exam or at least working on their BUYING A CAR MINI-PROJECT, I will assume that students do not need any more study time and we will have the Budget Basics Test- Housing, Utilities, Side Gigs, Taxes and Cars" NOW.

WORK FOR TODAY:

1- PERSONAL FINANCE LIFE STATUS SHEET FOR ALL STUDENTS.   This will be your starting point for the upcoming projects, all based on the form YOU completed on the first day of class. 

2- ZIP CODES:   See your particular move location and COST OF LIVING INDEX by reviewing the BIG MOVE ZIPCODE SPREADSHEET.

3- Please complete the BUYING A CAR MINI-PROJECT. Add these amounts to your BUDGET. This assignment will be graded next class period.

4- Here is the EXAM ONE STUDY GUIDE. Please spend time in class today reviewing this.

Because a number of students have indicated that they did not enter their budget information on their LIFE BUDGET FORM and some are indicating that their budgets have not been saving after data entry, I am putting together a complete list of all of the data that you have given me regarding your budget. The tables are below. Use these, as needed, to retrieve your information for your final BUDGET PROJECT.

• INCOME DATA
• RENTING YOUR HOUSE DATA
• UTILITIES DATA
• MONTHLY EXPENSES DATA
• SIDE GIG/PART TIME JOB DATA
• TAX DATA
• FUN VACATION DATA
• CAR EXPENSES DATA

BELLRINGER: Here is the EXAM ONE STUDY GUIDE. Please spend time in class today reviewing this.

WORK FOR TODAY:

1- PERSONAL FINANCE LIFE STATUS SHEET FOR ALL STUDENTS.   This will be your starting point for the upcoming projects, all based on the form YOU completed on the first day of class. 

2- ZIP CODES:   See your particular move location and COST OF LIVING INDEX by reviewing the BIG MOVE ZIPCODE SPREADSHEET.

3- You have a DOING YOUR TAXES ASSIGNMENT. This assignment is absolutely DUE TODAY. Mr. Burkhard will be grading this TONIGHT.

4- Please complete the DO SOMETHING FUN FOR A CHANGE ASSIGNMENT. Also due today.

5- Please complete the BUYING A CAR MINI-PROJECT. Add these amounts to your BUDGET. This assignment will be graded next class period.

HERE IS THE LINK TO THE LIFE BUDGET PROJECT

BELLRINGER: For those of you that were NOT here last class period, there is an extra credit opportunity in the form of the LOTTERY TAX RESEARCH ASSIGNMENT. If you complete this and demonstrate strong critical thinking, I will give you some extra credit points.

LEARNING FOR TODAY: HOW TO BUY A CAR.

WORK FOR TODAY:

1- PERSONAL FINANCE LIFE STATUS SHEET FOR ALL STUDENTS.   This will be your starting point for the upcoming projects, all based on the form YOU completed on the first day of class. 

2- ZIP CODES:   See your particular move location and COST OF LIVING INDEX by reviewing the BIG MOVE ZIPCODE SPREADSHEET.

3- You have a DOING YOUR TAXES ASSIGNMENT. This assignment will require you picking up an actual 1040 form from Mr. Burkhard and completing it, using the information on the Assignment Sheet. USE PENCIL, you will probably mess things up at least once. Yes, you have to do this. TAKE IT ONE LINE AT A TIME, you'll be fine!

4- Can we PLEASE do something fun for a change? YES! Please complete the DO SOMETHING FUN FOR A CHANGE ASSIGNMENT. Make sure you enter this in your monthly BUDGET.

5- Time to BUY A CAR! Please complete the BUYING A CAR MINI-PROJECT. Add these amounts to your BUDGET.

HERE IS THE LINK TO THE LIFE BUDGET PROJECT

BELLRINGER: I am thinking that a decent number of class participants will be out today. That being the case, we will be covering no new information There is, however, a BELLRINGER- the LOTTERY TAX RESEARCH ASSIGNMENT. I was going to make this a 25 point assignment, but if you are here today and complete the assignment with evidence of some critical thinking, I will give you some extra credit points.

I WOULD LIKE TODAY TO JUST BE A WORK DAY: 

1- PERSONAL FINANCE LIFE STATUS SHEET FOR ALL STUDENTS.   This will be your starting point for the upcoming projects, all based on the form YOU completed on the first day of class. 

2- ZIP CODES:   See your particular move location and COST OF LIVING INDEX by reviewing the BIG MOVE ZIPCODE SPREADSHEET.

3- You have THE SIDE GIG ASSIGNMENT. This one requires more personal reflection and research than some of the other assignments we have had, but could be VERY useful in your future. Please complete this and add the numbers to your LIFE BUDGET by the end of today's class period. This should have been completed last class period.

4- You have a DOING YOUR TAXES ASSIGNMENT. This assignment will require you picking up an actual 1040 form from Mr. Burkhard and completing it, using the information on the Assignment Sheet. USE PENCIL, you will probably mess things up at least once. Yes, you have to do this. TAKE IT ONE LINE AT A TIME, you'll be fine!

5- Can we PLEASE do something fun for a change? YES! Please complete the DO SOMETHING FUN FOR A CHANGE ASSIGNMENT. Make sure you enter this in your monthly BUDGET.

HERE IS THE LINK TO THE LIFE BUDGET PROJECT

BELLRINGER: OK, this one is not going to be fun. Sorry. We discuss INCOME TAXES. PLEASE TAKE NOTES.

OUR ASSIGNMENTS FOR TODAY: 

1- PERSONAL FINANCE LIFE STATUS SHEET FOR ALL STUDENTS.   This will be your starting point for the upcoming projects, all based on the form YOU completed on the first day of class. 

2- ZIP CODES:   See your particular move location and COST OF LIVING INDEX by reviewing the BIG MOVE ZIPCODE SPREADSHEET.

3- You now have THE SIDE GIG ASSIGNMENT. This one requires more personal reflection and research than some of the other assignments we have had, but could be VERY useful in your future. Please complete this and add the numbers to your LIFE BUDGET by the end of today's class period.

4- You now have a DOING YOUR TAXES ASSIGNMENT. This assignment will require you picking up an actual 1040 form from Mr. Burkhard and completing it, using the information on the Assignment Sheet. USE PENCIL, you will probably mess things up at least once. Yes, you have to do this. TAKE IT ONE LINE AT A TIME, you'll be fine!

5- Can we PLEASE do something fun for a change? YES! Please complete the DO SOMETHING FUN FOR A CHANGE ASSIGNMENT. Make sure you enter this in your monthly BUDGET.

HERE IS THE LINK TO THE LIFE BUDGET PROJECT

BELLRINGER: YOU NEED MONEY! We discuss SIDE GIGS, PART TIME JOBS AND CONTRACT WORK. Take Notes!

OUR ASSIGNMENTS FOR TODAY: 

1- PERSONAL FINANCE LIFE STATUS SHEET FOR ALL STUDENTS.   This will be your starting point for the upcoming projects, all based on the form YOU completed on the first day of class. 

2- ZIP CODES:   See your particular move location and COST OF LIVING INDEX by reviewing the BIG MOVE ZIPCODE SPREADSHEET.

3- You are also going to have some other monthly expenses to consider. Review these by completing the "OTHER MONTHLY STUFF TO CONSIDER FORM."DUE TODAY!

4- You need to complete the WEEKLY FOOD BUDGET by next class period. This is a fairly complicated project, so you will need to read all of the instructions! This is DUE TODAY!

5- You now have THE SIDE GIG ASSIGNMENT. This one requires more personal reflection and research than some of the other assignments we have had, but could be VERY useful in your future. Please complete this and add the numbers to your LIFE BUDGET by next class period.

HERE IS THE LINK TO THE LIFE BUDGET PROJECT

BELLRINGER: Did you know that every time you go to the grocery store, you are being psychologically exploited? It's true! To see how, please complete Mr. Burkhard's "GROCERY STORE PSYOPS THINKING SHEET." This will be worth 10 points, try to give STRONG answers to all questions, if you want maximum points. THE BEST ANSWERS TO THE QUESTIONS WILL RECEIVE 10 EXTRA CREDIT POINTS!

And how can we save some money at the grocery store? Well, you could try to complete the CHEAPER GROCERY BILLS THINKING SHEET! That might help!

OUR ASSIGNMENTS FOR TODAY: 

1- PERSONAL FINANCE LIFE STATUS SHEET FOR ALL STUDENTS.   This will be your starting point for the upcoming projects, all based on the form YOU completed on the first day of class. 

2- ZIP CODES:   See your particular move location and COST OF LIVING INDEX by reviewing the BIG MOVE ZIPCODE SPREADSHEET.

3- You are also going to have some other monthly expenses to consider. Review these by completing the "OTHER MONTHLY STUFF TO CONSIDER FORM."DUE TODAY!

4- You need to complete the WEEKLY FOOD BUDGET by next class period. This is a fairly complicated project, so you will need to read all of the instructions!

HERE IS THE LINK TO THE LIFE BUDGET PROJECT

LEARNING FOR TODAY: FOOD IN YOUR BUDGET. We discuss everything you need to know about the food you eat every month and how it will fit into your budget.

OUR ASSIGNMENTS FOR TODAY: 

1- PERSONAL FINANCE LIFE STATUS SHEET FOR ALL STUDENTS.   This will be your starting point for the upcoming projects, all based on the form YOU completed on the first day of class. 

2- ZIP CODES:   See your particular move location and COST OF LIVING INDEX by reviewing the BIG MOVE ZIPCODE SPREADSHEET.

3- You need to be finishing on your RENTING A HOUSE IN YOUR NEW TOWN form.  You will be using the 28% of monthly income figure, locate THREE DIFFERENT possible rentals that would fit your needs in your new town.  ABSOLUTELY DUE TODAY!

4- You will also need to work on the UTILITIES AT THE NEW RENTAL form. We have bills to pay!ALSO DUE TODAY!

5- You are also going to have some other monthly expenses to consider. Review these by completing the "OTHER MONTHLY STUFF TO CONSIDER FORM."DUE ON MONDAY!

6- You need to complete the WEEKLY FOOD BUDGET by Monday. This is a fairly complicated project, so you will need to read all of the instructions!

HERE IS THE LINK TO THE LIFE BUDGET PROJECT

THE "COMPLETE THESE TASKS LIST" FOR LILLY:

1. THE "YOUR 5 YEAR FUTURE" PLANNING SHEET.
2. The RENTING A HOUSE IN YOUR NEW TOWN form
3. Join class at Personal Finance- 5th Period
4. UTILITIES AT THE NEW RENTAL form
5. "OTHER MONTHLY STUFF TO CONSIDER FORM."
6. WEEKLY FOOD BUDGET

LEARNING FOR TODAY: UTILITIES IN YOUR BUDGET. We also discuss some work arounds for some issues that we are having doing research regarding out budget categories.

OUR ASSIGNMENTS FOR TODAY:  They come in a bunch of parts.  First off, here are some informational links for you:

1- PERSONAL FINANCE LIFE STATUS SHEET FOR ALL STUDENTS.   This will be your starting point for the upcoming projects, all based on the form YOU completed on the first day of class. 

2- ZIP CODES:   See your particular move location and COST OF LIVING INDEX by reviewing the BIG MOVE ZIPCODE SPREADSHEET.

3- You need to be finishing on your RENTING A HOUSE IN YOUR NEW TOWN form.  You will be using the 28% of monthly income figure, locate THREE DIFFERENT possible rentals that would fit your needs in your new town.  

4- You will also need to work on the UTILITIES AT THE NEW RENTAL form. We have bills to pay!

5- You are also going to have some other monthly expenses to consider. Review these by completing the "OTHER MONTHLY STUFF TO CONSIDER FORM."

HERE IS THE LINK TO THE LIFE BUDGET PROJECT

THE "COMPLETE THESE TASKS LIST" FOR LILLY:

1. THE "YOUR 5 YEAR FUTURE" PLANNING SHEET.
2. The RENTING A HOUSE IN YOUR NEW TOWN form
3. Join class at Personal Finance- 5th Period
4. UTILITIES AT THE NEW RENTAL form
5. "OTHER MONTHLY STUFF TO CONSIDER FORM."

OUR ASSIGNMENTS FOR TODAY:  They come in a couple of parts.  First off, here are some informational links for you:

1- PERSONAL FINANCE LIFE STATUS SHEET FOR ALL STUDENTS.   This will be your starting point for the upcoming projects, all based on the form YOU completed on the first day of class.  In some cases, Mr. B. did some research to give you realistic numbers.  If you gave me a RANGE of salaries, I took the average salary for this form.

2- THE BIG MOVE: We begin working on our Budget Project that will carry us through a decent amount of this semester.  The first thing to know about this budget is that you are moving.  Yes.  You are 23, starting your new career and have received a job offer that you have accepted, in another state.  See your particular move location by reviewing the BIG MOVE ZIPCODE SPREADSHEET.

FOR TODAY: You need to be working on your RENTING A HOUSE IN YOUR NEW TOWN form.  You will be using the 28% of monthly income figure, locate THREE DIFFERENT possible rentals that would fit your needs in your new town.  

HERE IS THE LINK TO THE LIFE BUDGET PROJECT

BELLRINGER:

FOR TODAY: 

1- LECTURE:  We start learning about some Personal Finance.  Let's do a comparison of BUYING VS. RENTING A HOME.  TAKE NOTES, ASK QUESTIONS!

BELLRINGER: During the Rules Slideshow, Mr. B.'s did a quick discussion of "BEING A MILLIONAIRE AT 25- A SIMPLE GUIDE." 

Then, we talk a little bit about this semester and how we will be conducting our class. Then, as a preview to the course, we complete THE "YOUR 5 YEAR FUTURE" PLANNING SHEET. Please be HONEST on this form! If this semester is going to be useful to you, we need to be as real as possible in our work!

PERSONAL FINANCE Course overview and classroom rules and regulations

PERSONAL FINANCE SYLLABUS: DUE Friday, 8/15, 15 point assignment.

As a "Getting Started" Exercise for this course, we will be completing a "Next Year" budgeting activity. For this project, click through to MoneyFit.com's My Life, My Choices, Student Edition. (Don't worry about the blocked video, you really don't need to view it!) You will need to start by filling in the information boxes on the page. Use your school email address and list Mr. Burkhard as your teacher. You will receive a Certificate of Completion when you are done, please FORWARD this email to Mr. B. for grading! You should be able to complete this in one class period! Students that beat Mr. B.'s score will receive 10 extra credit points!  Later, we will do an actual budget that fits your real needs as a young person on the start of a career path.  

Please note, some students are getting error messages when they attempt to complete this and receive their certificates.  This means that you  probably did not completely fill in your personal and email information when you started.  I will accept A PHONE PHOTOGRAPH of your final score, but you need to ASK ME FIRST or it will be a PHONE REFERRAL.